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The solution requires you to roll up your sleeves, make a plan for your money, and take action!
But here’s the downside: It will now take you 58 months to pay off the loan.
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Debt consolidation loans only work if they offer a lower interest rate and monthly payment than what you currently pay on your credit card debt.
Debt settlement is a scam, and any debt relief company that charges you before they actually settle or reduce your debt is in violation of the Federal Trade Commission. When you consolidate your debts or work with a debt settlement company, you’ll only treat the symptoms of your money problems and never get to the core of why you have issues in the first place.
You don’t need to consolidate your bills—you need to pay them off.
To do that, you have to change the way you view debt!